HomeOwnership

Utah families deserve the chance to build a life, own a home, and put down roots in the communities they love. However, owning a home is a dream that is becoming out of reach for too many Utah families. The Utah House of Representatives is creating opportunities for Utahns to buy a home in Utah by cutting red tape and empowering cities and the free market to meet demand. By investing in infrastructure and improving coordination between state, local, and private partners, we are ensuring new homeownership opportunities strengthen communities rather than straining them.

Funding Highlights

  • $100 million for housing-related infrastructure

    Established a revolving loan fund to support home ownership in Utah’s communities (2026)

  • $60 million for the First Time Homebuyers Program

    Established a loan program for first time homebuyers on eligible home purchases (since 2023)

  • $50 million for deeply affordable housing

    Supported housing options for low income Utah families (2026)

  • $1.5 million for Habitat for Humanity homeownership funding

    Provided funding to help more Utah families become homeowners (2026)

Recent Legislation

HB 492

2026

Transportation, Infrastructure, and Housing Amendments

Created the State Housing Infrastructure Partnership Board to provide loans to cities and counties for key infrastructure projects – roads, water, and sewer – that will unlock new housing without burdening current residents

HB 520

2026

Higher Education Student Housing Study

Commissioned a study on the impact of colleges and universities on home ownership rates in their surrounding areas

HB 37

2025

Utah Housing Amendments

Increased the options for cities to implement Moderate Income Housing Plan strategies

HB 58

2025

Building Inspector Amendments

Required building inspections to be done within 3 business days to reduce delays and building costs

HB 360

2025

Housing Attainability Amendments

Allowed for surplus school lands to be used for affordable home ownership

HB 368

2025

Local Land Use Amendments

Required a land use application to be reviewed for completeness within 3 business days and allows builders to submit an identical floor plan to a municipality for expedited approval

SB 168

2024

Affordable Building Amendments

Established a statewide modular housing building code to provide regulatory clarity for potential modular housing projects

SB 240

2023

First-time Homebuyer Assistance Program

Created a loan fund to provide downpayment assistance to first-time homebuyers purchasing a home below a price cap, to encourage building affordably priced homes